一个学生坐在躺椅上,在一个色彩斑斓的房间里用笔记本电脑工作.

Student Health Insurance

Students are Required to Have Health Insurance

十大博彩推荐排名州立大学致力于确保所有全日制学生都能获得足够的医疗保险. For health insurance purposes, full-time* is defined as:

  • 修读十二(12)个或以上学分的本科生.
  • Graduate students enrolled in nine (9) or more credits.

In addition, all F-1 visa students, part-time or full-time, must be insured with an ACA-compliant, filed, and approved policy in the U.S.

全日制*学生(如上所述)有机会通过向大学健康计划提供全面的平价医疗法案(ACA)合规健康保险计划的证据来放弃/选择退出学生健康保险计划(SHIP). To ensure compliance, 如果没有在网上提交豁免书,学生将自动被收取SHIP费用,并将自动注册.

Spring 2024 Student Health Insurance Dates:

  • Waiver/Enrollment Site Opening: Week of December 11, 2023
  • Waiver Deadline: Monday, February 26, 2024

New Spring Students Insurance Cost & Coverage Periods: January 2, 2024 – August 14, 2024 | $1,612.00

On-Campus Health Services for All Students

Please Note: 不管他们目前有什么样的保险, 所有十大博彩推荐排名州立大学的学生都有资格在学生健康中心接受门诊治疗 Montclair campus or the Bloomfield campus). Co-pay fees are not charged to the student.

How to Waive or Enroll

要放弃或参加学校赞助的健康保险计划,请访问 University Health Plans (UHP) website. The deadline to submit a health insurance waiver is Monday, February 26, 2024. 如果可以,请访问大学健康计划(UHP)网站并完成 Waiver Form. 如果您对豁免或注册过程和/或保险计划或要求有疑问, 请致电833-251-1705或电子邮件联系大学健康计划代表 info@univhealthplans.com for assistance.

Please Note: 提交给学生账户办公室或任何其他十大博彩推荐排名州立大学办公室或门户网站的保险卡和/或保险信息副本.e.、学生健康中心、体育部、我的健康门户等.) does not constitute a waiver and is not acceptable.

If you do not take action to waive or enroll, 你将直接收到大学健康计划(UHP)的每周提醒.

请记住- 2024年春季豁免/开放注册期仅适用于:

  • NEW incoming spring 2024 students.
  • 未注册2023年秋季学期课程的学生.
  • 在2023年秋季学期未修满相应学时的学生.
    • 修读十二(12)个或以上学分的本科生.
    • Graduate students enrolled in nine (9) or more credits.
  • 学生们在2024年春季的发票上收取健康保险费.

University Health Plans

十大博彩推荐排名州立大学与大学健康计划(UHP)合作管理我们的保险流程. UHP将帮助您完成豁免或注册信息. 他们也会帮助你解决与福利相关的问题. University Health Plans can be reached at (833) 251-1705 (new phone number) or info@univhealthplans.com.

Plan Highlights

学生健康保险计划将继续由Aetna学生健康中心提供. 该计划符合《十大博彩推荐排名》的福利要求,并包括使用Aetna的全国PPO供应商网络. 学生不需要选择初级保健医生,也不需要转诊. 您可以在左侧导航菜单的“福利信息”下查看计划设计和福利摘要.

In order to keep the premium competitive, 对下列福利作了调整:免赔额增加到500美元.00 preferred care/$1000.00 non-preferred care, Out of Pocket Maximum increased to $7,000 preferred care/$14,000 non-preferred care.

View the 22-23 Summary of Benefits and CoverageView the 23-24 Plan Design and Benefit Summary

Insurance Cost & Coverage Periods

Annual Students New Spring Students
Coverage Dates August 15, 2023 – August 14 , 2024 January 2, 2024 – August 14, 2024
Undergraduate and Graduate Insurance Cost $2,611 $1,612
Waiver Deadline Date September 18, 2023 February 26, 2024

**所有全日制学生(如上所述)都必须购买健康保险,并自动将健康保险费用记入学生账户. 如果你不想/不需要学校赞助的健康保险,你有责任在网上提交健康保险豁免.**

International Student Waiver Process

Montclair State University requires all F-1 Visa students,兼职或全职,以ACA合规,存档和批准的政策在美国投保.S.

Please Note: 在美国,专门针对国际学生销售的健康保险计划通常没有备案和批准.S., have limited benefits, 供应商网络和/或保险期限不符合十大博彩推荐排名州保险要求. GBG Insurance, HDL Global Specialty, ISO, PGH (United), PSI, Student Medicover和Tata AIG就是不符合豁免要求的公司的例子.

J-1 Visa Students: J-1签证持有人必须符合美国国务院的最低健康保险要求. 请参阅全球参与办公室网站上的强制性健康要求以及如何放弃大学保险的信息.

如果你的健康保险计划符合所有豁免要求,你可以申请国际学生豁免表. 国际学生无法访问在线注册和豁免表格. You must get in touch with University Health Plans at (833) 251-1705 or info@univhealthplans.com.


Important Information:

  • 大学保留审核所有豁免书的权利,以确保符合大学的保险要求. 请务必携带保险单复印件和有效的保险卡,因为在提交豁免书时可能会要求您提供相关文件.
  • 提交保险弃权书时必须提供有效的健康保险卡. Pending insurance coverage, letters from employers or third companies, coverage that begins after the SHIP effective date (Fall – August, 15 and Spring – January, 2) does NOT constitute an accepted/submitted waiver.

Early Termination (Not Permitted)

Montclair State University and Aetna Student Health DO NOT 私人健康保险费或调整有效日期的覆盖范围. 学生不会因毕业而被排除在SHIP保险范围之外, 在豁免截止日期后退出大学或新保险计划. 船舶保险将一直有效,直到保单期限结束.


Please Note: 不要与学生健康中心联系有关 University’s Health Insurance Plan. Contact UHP with all questions University Health Plans at (833) 251-1705 (new phone number) or info@univhealthplans.com.

Need Help Waiving, Enrolling or Deciding?

Contact University Health Plans at (833) 251-1705 or info@univhealthplans.com.